Terms & Conditions
pkr995 Platform Usage Agreement

Welcome to pkr995, accessible at https://pkr995.cam. pkr995 is an English-language online sports betting and casino information platform operated for the benefit of users who wish to access clear, transparent guidance on betting markets, casino games and responsible gambling practices. The platform is specifically designed to serve Pakistani users and is published in English.

These Terms & Conditions ("Terms", "Agreement") set out the rules and obligations that apply to your use of the pkr995 website, its pages, content, features and any related services (collectively, the "Platform"). These Terms apply to all visitors, users and any other persons who access or use the Platform.

By accessing or using any part of the Platform, you confirm that you have read, understood and agree to be bound by these Terms. If you are accessing the Platform on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

For the purposes of these Terms, the following definitions apply:

pkr995 is an information and content platform only. The Platform does not operate as a licensed betting exchange, casino, bookmaker or gaming operator. pkr995 does not accept wagers, process deposits, hold player funds, issue withdrawals or provide any form of gaming service directly to users.

All Content published on the Platform — including sports betting market guides, casino game overviews, payment method references, bonus and promotion explanations, and responsible gambling guidance — is provided for informational and educational purposes only. Nothing on the Platform constitutes an invitation to gamble, a guarantee of winnings or a representation that any described activity is lawful in your jurisdiction.

The Platform covers sports betting markets relevant to Pakistani audiences, including Pakistan cricket, PSL (Pakistan Super League), T20 internationals, ICC tournaments, football and UFC. Payment method names such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah are referenced as familiar examples of Pakistani digital payment infrastructure. Their mention does not imply that these providers endorse, support or are affiliated with online gambling operations.

Users who choose to engage with Third-Party Operators do so entirely at their own discretion and risk. pkr995 bears no responsibility for the terms, conduct, security or reliability of any Third-Party Operator.

Access to and use of the Platform is subject to the following eligibility requirements:

• Age: You must be at least 18 years of age, or the higher minimum age required by the operator's license jurisdiction, to access this Platform. Use of the Platform by persons under the applicable minimum age is strictly prohibited. pkr995 takes the protection of minors seriously and reserves the right to take any action necessary to prevent underage access.
• Legal Capacity: You must have the legal capacity to enter into binding agreements under the laws of your jurisdiction. If you are accessing the Platform on behalf of a business or legal entity, you represent that you have the necessary authority to do so.
• Jurisdictional Compliance: You are solely responsible for determining whether your access to or use of the Platform — and any associated activity with Third-Party Operators — is lawful in your jurisdiction. pkr995 makes no representation that the Platform is appropriate or lawful for use in all locations.
• Prohibited Persons: You may not access the Platform if you are located in, or are a resident or national of, any jurisdiction where access to online gambling information or related content is prohibited by Applicable Law.

By accessing the Platform, you represent and warrant that you meet all of the eligibility requirements set out in this clause. pkr995 reserves the right to restrict access to the Platform at any time, for any reason, without prior notice.

By using the Platform, you agree to use it only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use. Prohibited conduct includes, but is not limited to:

• Using the Platform in any way that violates any Applicable Law or regulation in your jurisdiction;
• Transmitting any unsolicited or unauthorised advertising or promotional material;
• Attempting to gain unauthorised access to any part of the Platform, its servers or any connected systems;
• Knowingly introducing viruses, trojans, worms or other malicious or technologically harmful material to the Platform;
• Scraping, copying, reproducing or commercially exploiting any Content without prior written consent from pkr995;
• Engaging in conduct that is defamatory, offensive, harassing or otherwise objectionable in connection with your use of the Platform;
• Misrepresenting your identity or affiliation with any person or organisation;
• Using automated tools, bots or scripts to access or interact with the Platform in a manner not intended for ordinary users.

pkr995 reserves the right to investigate and take appropriate action against any User who, in pkr995's sole discretion, violates this clause, including restricting or terminating access to the Platform.

All Content on the Platform — including but not limited to text, articles, guides, graphics, logos, icons, images, page layouts, data compilations and software — is the exclusive property of pkr995 or its licensed content providers and is protected by applicable intellectual property laws.

Subject to these Terms, pkr995 grants you a limited, non-exclusive, non-transferable, revocable licence to access and view the Content on the Platform solely for your personal, non-commercial use. This licence does not permit you to:

• Reproduce, duplicate, copy or sell any Content for commercial purposes;
• Modify, adapt, translate or create derivative works based on any Content;
• Remove or alter any copyright, trademark or other proprietary notices contained in the Content;
• Use any Content in connection with any business or commercial enterprise without prior written authorisation from pkr995.

The pkr995 name, logo and all related marks are trademarks of pkr995. Nothing in these Terms grants you any right to use those marks without prior written consent.

The Platform may contain references to, descriptions of, or contextual information about Third-Party Operators — including online sportsbooks and casino platforms. Any such references are provided for informational purposes only and do not constitute an endorsement, recommendation or guarantee of those operators.

pkr995 does not vet, audit or monitor the day-to-day operations of any Third-Party Operator. The inclusion of a Third-Party Operator's name, product or service in any Content does not imply that pkr995 has verified the operator's compliance with applicable licensing requirements, security standards or fairness obligations.

If you choose to engage with a Third-Party Operator — including creating an account, depositing funds or placing bets — you do so entirely at your own risk and subject to that operator's own terms and conditions, privacy policy and applicable rules. pkr995 accepts no responsibility or liability for:

• Any loss of funds, winnings or personal data resulting from your interaction with a Third-Party Operator;
• The accuracy, completeness or currency of any Third-Party Operator's terms, bonus conditions or game rules;
• Any dispute between you and a Third-Party Operator;
• The continued availability, legality or licensing status of any Third-Party Operator referenced on the Platform.

Users in Pakistan are reminded that the Prevention of Gambling Act, 1977 imposes restrictions on gambling activities. pkr995 does not claim that any Third-Party Operator holds authorisation from the Government of Pakistan, the PTA, the State Bank of Pakistan or any Pakistani provincial authority.

The Platform and all Content are provided on an "as is" and "as available" basis, without any representation or warranty of any kind, whether express, implied or statutory. To the fullest extent permitted by Applicable Law, pkr995 expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose and non-infringement;
• Warranties that the Platform will be uninterrupted, error-free or free from viruses or other harmful components;
• Warranties as to the accuracy, reliability, completeness or timeliness of any Content, including odds, bonus figures, game descriptions or payment method information;
• Warranties that any illustrative figures — including PKR amounts, wagering requirement examples or deposit/withdrawal timeframe estimates — reflect actual current conditions at any Third-Party Operator.

pkr995 does not guarantee that gambling will result in any profit or financial gain. Gambling involves risk. Results are determined by chance and/or statistical probability, and outcomes cannot be predicted or guaranteed by any information published on this Platform.

To the maximum extent permitted by Applicable Law, pkr995, its officers, employees, agents and licensors shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages arising from or in connection with:

• Your access to or use of (or inability to access or use) the Platform;
• Any reliance placed by you on the accuracy or completeness of any Content;
• Any unauthorised access to or alteration of your data or transmissions;
• Any financial loss, loss of profits, loss of data or loss of goodwill arising from your interaction with any Third-Party Operator;
• Any matter beyond our reasonable control, including technical failures, internet outages or third-party service disruptions.

Where Applicable Law does not permit the exclusion or limitation of liability for certain types of loss, our liability shall be limited to the fullest extent permitted. Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation or any other matter that cannot be excluded by law.

pkr995 is committed to promoting responsible gambling as an integral part of its editorial and operational approach. Gambling can be an enjoyable pastime for adults; however, it carries real financial risk and can become harmful if not approached with discipline and awareness.

By using this Platform, you acknowledge and agree that:

• Gambling is a form of entertainment, not a reliable source of income;
• You will only gamble with funds you can afford to lose;
• You will make use of any responsible gambling tools offered by Third-Party Operators — including deposit limits, loss limits, session time limits and self-exclusion facilities — where available;
• You will seek appropriate support if you believe gambling is negatively affecting your financial wellbeing, relationships or mental health;
• Access to gambling content on this Platform is restricted to adults aged 18 and above, or the higher minimum required by the applicable operator's license jurisdiction.

For detailed guidance on responsible gambling practices, tools and support resources, please refer to our dedicated Responsible Gambling page.

Your use of the Platform is also governed by our Privacy Policy, which describes how pkr995 collects, processes, stores and protects any personal data you may provide or that may be collected through your use of the Platform. The Privacy Policy is incorporated into and forms part of these Terms.

By using the Platform, you acknowledge that you have read and understood the Privacy Policy and consent to the collection and use of your data as described therein.

pkr995 does not sell personal data to third parties and does not share personal data with payment providers, Pakistani financial institutions or government bodies in connection with the informational nature of this Platform, except as required by Applicable Law.

pkr995 reserves the right to revise, update or replace these Terms at any time at its sole discretion. When changes are made, the updated Terms will be published on this page with a revised "Last updated" date. It is your responsibility to review these Terms periodically to remain informed of any updates.

Your continued access to or use of the Platform following the publication of any revised Terms constitutes your acceptance of those changes. If you do not agree with the revised Terms, you must cease using the Platform immediately.

Material changes to these Terms — including changes that significantly affect your rights or obligations — will be highlighted where practicable. However, pkr995 does not guarantee advance notice of all amendments.

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws applicable to the operation of the Platform, to the extent permitted by Applicable Law.

Users in Pakistan are solely responsible for understanding and complying with any local or provincial laws applicable to their use of the Platform and any associated gambling activities. pkr995 does not represent that this Platform is compliant with Pakistani law or that its use is lawful in all Pakistani provinces or territories.

Nothing in these Terms constitutes legal advice. If you are uncertain about your legal rights or obligations in connection with online gambling or the use of this Platform, you should consult a qualified legal professional in your jurisdiction.

If you have any questions, concerns or queries regarding these Terms & Conditions, or if you wish to raise a complaint about Content published on the Platform, please contact us using the details below.

Please provide your full name, a clear description of your query and any relevant details when contacting us. We aim to respond to all enquiries within a reasonable timeframe.